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Understanding Non-Owner-Occupied Mortgages

Understanding Non-Owner-Occupied Mortgages

If you are venturing into the world of rental properties, it's time to learn the ins and outs of non-owner-occupied mortgages. This is a special type of home loan for a property you buy but do not intend to live in. There are a few differences you need to

Dec 08, 2022 | Purchasing a Home

The Ultimate Mortgage Pre-Approval Document Checklist

The Ultimate Mortgage Pre-Approval Document Checklist

If you’re ready to buy a home, before you even start going to see properties, it is a good idea to obtain a preapproval letter from your mortgage lender. Especially in a competitive housing market, sellers will take you more seriously if they see you alre

Dec 06, 2022 | Purchasing a Home

There are Lots of Reasons to Refinance Your Home

There are Lots of Reasons to Refinance Your Home

With interest rates doubling in the past year, you may think that it’s no longer a good time to refinance your mortgage. However, the truth is there may be some circumstances that make now a perfect time to switch into a new home loan. The best time to re

Dec 01, 2022 | Refinancing a Home

Can’t Quite Afford a House Yet? Consider a Co-Borrower

Can’t Quite Afford a House Yet? Consider a Co-Borrower

With home prices skyrocketing over the past few years, more first-time buyers are enlisting the help of more seasoned homeowners - namely their parents or grandparents - to be co-borrowers with them. In fact, since 2020, the percentage of young adult buye

Nov 29, 2022 | Purchasing a Home

Happy Thanksgiving

Happy Thanksgiving

Thanksgiving is a wonderful holiday that gives us the opportunity to express our gratitude to all of our family, friends and clients. All of us at Smart Lending Group, LLC would like to wish you a Happy Thanksgiving and to let you know how much you mean t

Nov 24, 2022 |

Disputing Your Property Tax Assessment Can Save You Money

Disputing Your Property Tax Assessment Can Save You Money

When you are applying for a home loan, you are generally concentrating on the principal and interest charges that will make up your future mortgage payment. However, there is another cost that may be harder to determine at the outset of your loan: your pr

Nov 22, 2022 |

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